Do’s and Don’ts




  • Do continue making rent or mortgage payments
  • Do stay current on all existing accounts and payments
  • Do continue working at current employer
  • Do continue with same insurance company
  • Do continue living at the same residence
  • Do continue to use credit as normal
  • Do call me if you have any questions or before you make any purchase



  • Don’t open any new credit or credit cards
  • Don’t make any major purchase (car, jewelry, furniture, appliances)
  • Don’t transfer any balances from one account to another
  • Don’t pay off collections before contacting me
  • Don’t close any credit card accounts
  • Don’t change bank accounts
  • Don’t deposit any money into bank accounts other than normal paychecks
  • Don’t max out or overcharge any existing credit cards
  • Don’t take out any new loans
  • Don’t open new cell phone account or join new fitness center
  • Don’t change jobs, quit, or retire
  • Don’t pay off any loans or consolidate debt
  • Don’t have any late payments
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