Why Blake and Who is He?
Hi I’m Blake Bogese. I am a residential mortgage loan officer in Virginia (NMLS 1486989). My goal is to help you purchase your next home, or better you and your family financially by refinancing your current home.
“When people ask us how buying our house went, we can honestly say it was stress free and fast! We highly recommend using Blake!”
-Krista & Dustin Bowers
Did you know….
“About 30 percent of purchasers who apply for a mortgage are turned down. Despite the tight lending environment, borrowers shouldn’t always take “no” for an answer. In some cases, they just need to apply with a different lender or take a few simple steps to improve their credit”
Can I be frank? Since the crisis of 2008, mortgages and their underwriting guidelines have become increasingly complex. These guidelines often defy common sense and are ever changing! Mortgage companies are under extreme scrutiny to ensure the loans they originate are not risky. As they say, things roll down hill…
Don’t risk your loan approval with an inexperienced Loan Officer, online fly-by-night companies, rigid bank guidelines, and/or salaried 9-5 employees who are paid the same regardless of your outcome.
You need an expert who is available to talk, text, email, or meet in person, when its convenient for you.
Additionally, I am a certified instructor for Military Mortgage Bootcamp where we focus on helping Veterans get into homes and educating the community about VA loans.
10 key benefits of working with me. You will…..
- Work with me, a real live person, throughout the entire process, start to finish
- Have someone that is available when you are available (i.e. nights, weekends and holidays!)
- Understand all the loan options and which ones are best for you
- Learn the timelines and requirements to purchase after a bankruptcy or foreclosure
- Have someone who understands your credit report and the actions to take to improve your score
- Clearly explain the entire process start to finish and the approval costs
- Understand all the costs: it’s not just rate, but also closing costs, prepaids, title, and insurance
- Avoid costly mistakes before you get into a purchase contract
- Have peace of mind knowing your loan will actually fund
- Close on time and on the terms as we initially discussed
Most importantly: As a professional, I will never under estimate loan rates, monthly payments or other costs simply to get you in the door. My estimates are real and truthful. I never employ bait and switch tactics! I guarantee that the answers I give you will be honest, even if the truth isn’t what you want to hear.
I do not throw applications against the wall and hope they stick. I do not make false promises in pursuits of my own agenda! My goal is to make this process as enjoyable as possible and earn your trust!
Compensation Disclosure: I am a W-2 employee who is paid directly by my employer. My pay is not tied to the loan type, the rate you choose, your credit profile or any other factor. I do not make more money off selling you into a higher rate or worst loan product. In fact, those tactics are against the law, but unfortunately there are still lenders who like to bend the rules and skirt the gray areas.
Most of my clients receive a lender credit which is used to help pay closing costs and reduce their funds needed for closing!
As a matter of fact, I do not get paid unless you get what you want and your loan actually funds! My business comes directly through referrals and word of mouth. My only goal is to provide you with excellent service so I can earn your trust and you tell your friends and family! I do not throw loan applications against the wall and hope they stick! When I say you are pre approved, I mean it!
Krista & Dustin Bowers
"When my husband and I were ready to buy our second home, we were nervous about having to deal with yet another real estate agent and lender. Our agent recommended Blake from J.G. Wentworth, and I have to say, he made everything so easy.
There aren't enough words to describe how smoothly the process was and it's all because of Blake and his determination to make house buying simple and as stress free as possible!
He's quick to respond to anything from phone calls to texts to emails. When people ask us how buying our house went, we can honestly say it was stress free and fast! We highly recommend using Blake!"
Ramel Woods & Magen Moreno
"We had an amazing experience with all of the staff we encountered at J.G. Wentworth Home Lending in Colonial Heights! Mr. Blake Bogese was specifically a key player in our ability to purchase the home we could only hope for!
Blake was friendly, funny and very informative throughout the entire process. He continued to keep in touch with us after our purchase was complete, and really personalized our experience. We have referred many friends and family to him, and hope others will be able to experience what a determined and hard working guy he is.
Any questions we had in the home buying process were quickly answered by Blake, and his YouTube videos along the way (to explain each step alone the way) were great! We were always excited to receive an email with a video link attached. They really made us smile, and were fun to share with our loved ones.
Thank you so much J.G. Wentworth, and thank YOU, Blake!!! You made our first time home buying experience a breeze, and we appreciate it more thank you know."
Paul & Jessica Naccarato
“Do not hesitate, best financial decision ever”
“The most transparent loan I have ever had!!!!
Absolutely AMAZING!!!! Where do I begin? Blake Bogese at J. G. Wentworth Home Lending, LLC gave us 150% of his attention regardless of how many clients he may have at any given time. Blake and the staff at J.G. Wentworth, went above and beyond sending my wife and I daily & weekly personal videos of our loans whereabouts and standings. There was NOT a day in the loan process that we felt we had made a mistake. In the end my wife and I have made a friend for life!!! Thank You Blake & staff, for helping us close on the property of our dreams!!!
You can contact me by phone 804-586-5174 (call or text) or email email@example.com
Connect here on Facebook: https://www.facebook.com/blakebogese
or LinkedIn: https://www.linkedin.com/in/blakebogese/
Or schedule a time to meet in person:
J.G. Wentworth Home Lending
206C Temple Avenue
Colonial Heights, VA 23834